It happened again.
Last Monday morning, 7:44 AM. The office lights flicked on, the smell of burnt coffee filled the breakroom—and every single computer screen was black. Everything was locked down by ransomware. Hackers had another successful weekend.
They did exactly what they were supposed to do. Called their MSP. The techs jumped in, started reviewing the situation, and said the words that were supposed to make everything okay:
“Let’s get your insurance company involved.”
Only it didn’t make everything okay. Because when the adjuster finally called back, he didn’t bring a check. He brought a copy of their policy—page 102 highlighted in yellow:
“This policy excludes coverage for cyberattacks, ransomware, and data breaches.”
That was it. The end.
Another business left paying for everything themselves. Another owner trying to figure out how they were going to make payroll and keep the lights on—because they thought their business insurance covered cyber incidents.
Most business owners do: they think because they have a general liability policy, maybe some property coverage, maybe even a fancy business outage rider, they’re protected. But when the breach hits—and it will—they find out the hard way it doesn’t work that way.
That’s why we built the Cyber Liability Assessment (CLA). It’s not just about finding problems on your network. It’s about making sure you’re not one bad day away from discovering your insurance is worthless.
Because the hackers are already out there. The breach is already coming. The only real question is—will it bankrupt you?
Sign up for a CLA today. Before you learn the answer the hard way.
